Wholesale Credit Risk Legal Entity - VP
JPMorganChase · São Paulo, SP, BR
**JOB DESCRIPTION** Job summary As a **Vice President** in the **Wholesale Credit Risk Legal Entity** team, you will deliver portfolio management, governance, and regulatory engagement across covered legal entities in your region. You will provide rigorous exposure variance analysis and executive commentary to senior stakeholders and governing bodies. You will help embed firmwide and local regulatory requirements into policies, procedures, limits, and thresholds. You will partner across Risk and functions to drive consistent, coherent portfolio\-level outcomes. Job responsibilities * **Provide** portfolio management across covered legal entities, including ongoing monitoring of credit profile and key drivers. * **Set** standards for periodic and ad hoc credit exposure variance analyses and executive\-ready commentary. * **Explain** variance drivers and relevant market events to location credit leads, senior management, and governance forums. * **Drive** adherence to regulatory requirements and firmwide credit risk frameworks across covered legal entities. * **Embed** requirements into policies and procedures and **oversee** the establishment and review of portfolio limits and thresholds. * **Deliver** portfolio\-related governance materials and timelines, coordinating with regional legal entity teams for consistency. * **Define** and **challenge** legal\-entity\-specific processes to ensure disciplined, repeatable outcomes across regions. * **Partner** with Risk Management and functional stakeholders to build, execute, and maintain standardized legal entity credit risk frameworks. * **Support** regulator and auditor engagements by providing clear explanations of frameworks, operating model, and portfolio updates. * **Prepare** and **coordinate** responses to regulatory and audit exams and inquiries, aligning with central firmwide risk partners. * **Execute** remediation plans and sustainable controls, and **report** progress against commitments, deadlines, and residual risk. Required qualifications, capabilities, and skills * **7 years** of experience in credit risk, portfolio risk management, or related risk governance roles * Experience managing or overseeing **legal entity** credit risk frameworks, limits, thresholds, or governance deliverables * Demonstrated ability to perform and communicate **exposure variance analysis** and key risk driver attribution * Strong understanding of risk governance expectations, including policy/procedure embedding and control sustainability * Experience supporting **regulatory, audit, or exam** engagements, including drafting clear responses and coordinating evidence * Proven cross\-functional partnering skills across Credit Officers, Legal Entity Risk Managers, Finance, Policy, and risk reporting teams * Ability to translate complex portfolio data into **executive\-level** narrative and decision\-ready materials * Strong project execution skills, including ownership of timelines, dependencies, and escalation where needed * High attention to detail with sound judgment and a bias toward well\-documented, defensible outcomes * Excellent written and verbal communication skills * Fluency in English and Portuguese is mandatory Preferred qualifications, capabilities, and skills * **7 years** of experience specifically in wholesale credit risk portfolio management or legal entity risk governance * Experience operating across **multiple regions or legal entities**, balancing global consistency with local requirements * Familiarity with building standardized operating models and governance artifacts at portfolio scale * Experience leading or coordinating end\-to\-end remediation programs with measurable control outcomes * Advanced capability in risk reporting and portfolio analytics tooling (for example, dashboards, executive packs, governance MI) * Experience presenting to senior governance committees and responding live to challenge questions * Relevant risk certification or advanced degree (as applicable) * Previous Credit Officer role **ABOUT US** J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first\-class business in a first\-class way approach to serving clients drives everything we do. We strive to build trusted, long\-term partnerships to help our clients achieve their business objectives. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also m