**About Us** Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. **Job Description** This Manager position will support the Regulatory and Risk Governance (RRG) team on corporate risk governance and regulatory risk matters in Brazil within the Latin America and the Caribbean Region (LAC). Reporting directly to the Senior Director of Regulatory and Risk Governance, this role serves as the architect of a scalable, AI\-enabled governance capability that modernizes how risk is identified, measured, prioritized, reported, and acted upon across the enterprise and product portfolio. The Manager is responsible for building and operating a modern risk governance program that transforms governance from a primarily compliance\-focused function into a fast, intelligent, and risk\-based engine for the business. The role will leverage data, automation, analytics, and the responsible application of artificial intelligence to create a single authoritative view of risk, reduce operational friction, accelerate decision\-making, and ensure governance operates at the speed and scale of the business. This manager will be responsible for implementing and monitoring compliance with governance requirements define by the Central Bank of Brazil applicable to any Visa subsidiary, especially in its role as Scheme Owner. **Responsibilities** This role partners closely with Legal, Compliance, Risk, Government Affairs, Product, Management, Finance, Internal Controls, and executive leadership to embed risk\-based governance into how the organization plans, builds, and operates. This is a transformational role for a builder—someone who can challenge legacy governance, risk, and compliance models, simplify complexity, and deliver board\-ready insights that clearly articulate business impact, financial exposure, and strategic trade\-offs. The Manager will create a program that is defensible, measurable, portfolio\-driven, and future\-ready, enabling enterprise resilience, product innovation, regulatory confidence, and informed risk ownership. Responsibilities: * Serve as a trusted risk business partner to business units and functional leaders, collaborating on product roadmaps, strategic initiatives, and market priorities to identify risk assessments, governance requirements, and supervisory considerations needed to support growth in Brazil. * Build, operate, and continuously enhance a modern corporate and risk governance program for Brazil, integrating enterprise risk management, operational risk, internal controls, supervisory risk management, and regulatory support into a cohesive framework. * Lead second line of defense oversight of corporate risk management programs and provide constructive challenge to strengthen control design, control effectiveness, and risk mitigation across key processes, products, and regulated activities. * Design and implement scalable governance processes that identify, measure, prioritize, report, and escalate risks using data\-driven methodologies, meaningful metrics, and portfolio\-based views of exposure. * Develop and maintain a single, authoritative view of risk by leveraging data, analytics, automation, and AI\-enabled reporting solutions to improve transparency, decision\-making, and accountability. * Find opportunities to automate risk and regulatory reporting, improve self\-service capabilities, and streamline workflows to increase quality, consistency, and timeliness of reporting and management information. * Develop, deploy, and maintain reporting and analytical solutions that support executive reporting, committee materials, board\-ready insights, and management dashboards related to risk governance, supervisory matters, and regulatory obligations. * Manage the framework for identifying, monitoring, and responding to supervisory requirements, regulatory obligations, reporting commitments, inquiries, examinations, and audits involving Brazilian authorities and other relevant stakeholders. * Ensure regulatory requests and supervisory matters are addressed in a timely, accurate, and consistent manner, with clear documentation, traceability, and defensible governance records. * Maintain repositories of regulatory obligations, supervisory engagements, risk decisions, governance artifacts, and related documentation used to respond to regulatory inquiries, consultations, and internal governance needs. * Support the implementation and maturation of local risk management and internal control framewo